Being a caretaker for a loved one with Down syndrome can be a huge responsibility. Not only does your dependent rely on your for physical and emotional needs, but also financial needs. You provide shelter, food and medical needs for your child or loved one, allowing them to live a safe and happy life. Have you ever stopped to wonder what would happen to your dependent if something happened to you?
If something were to happen to you and you passed away unexpectedly, who would care for your loved one with Down syndrome? Would they have enough money to provide a place to live, food, and access to medical care? You are the sole caretaker and provider for your loved one, so shouldn’t you plan ahead for your dependent’s future?
Term life insurance coverage ensures that your dependent will have financial access to all of life’s necessities. If you have this coverage, your loved one will be left with money to cover expenses that would otherwise be unavailable, like a caretaker, medical attention, a place to live, and food to eat. By planning ahead for your dependent’s financial future, you are guaranteeing a life of happiness and care, even if you aren’t physically there to provide it.
If you’re interested in life insurance coverage, fill out the form to the right or give us a call today. One of our licensed agents will help you find the plan that’s right for you.
Another thing to consider: Would you be able to cover funeral and burial expenses if your loved one with Down syndrome passed away? Final expense insurance can be purchased for your loved one with Down syndrome if he or she is 40 or older. By getting coverage for your dependent, you are protecting yourself and your family from the financial burdens that would occur if your dependent passed away.
Final expense coverage would cover the funeral and burial expenses for your dependent, so you don’t have to worry about out-of-pocket costs. The average funeral and burial combined can cost as much as $30,000, leaving many families financially burdened during an already emotional time.
Final expense insurance for your dependent with Down syndrome may also cover any outstanding bills or debt they leave behind. Planning ahead for you and your family’s financial future is important. Protecting yourself against the financial stresses of the final expenses of your loved one with Down syndrome will also protect your family and other loved ones. Take time to learn more and see what’s right for your family.
Having this coverage will show your loved one that you cared enough to plan ahead for a safe future. To learn more about your options, fill out the form or call today to speak to a qualified representative and get your free quote.
By submitting a quote request you acknowledge and agree that this is neither an offer to insure nor a guarantee of insurance. All benefits are not available in all states. All coverage information provided by Independent Life & Disability agents representing multiple A.M. Best “A” rated carriers offering specialized Mortgage Protection Products. Not affiliated with, authorized by or endorsed by any lending institution. No insurance coverage shall be construed as bound, in force, applied for or assumed as a result of submission of information.
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